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Public Liability Insurance News

admin — Wed, 02 May 2012 07:29:45 +0000

Have you heard of PLI – Public Liability Insurance? And how it is connected to the Queen’s Diamond Jubilee? If not, here is one good reason that you should be aware of PLI.

A press release from PublicLiabilityInsurance.org, a leading resource and quote comparison website for public liability insurance in the UK, reads “With over 2.5 million people in the UK expected to attend parties celebrating the Queen’s Diamond Jubilee in June, accidental injury or property damage is inevitable and public liability insurance (PLI) will offer added peace of mind for event organisers should the worst happen”.

Event planners and party organisers are being advised to be aware of their personal liability during the Queen’s Diamond Jubilee celebrations. For details see The Queen’s Diamond Jubilee 2012 – Does Your Street Party or Community Event Need Liability Insurance?

New Guidance on Handling of PPI Cases

admin — Fri, 10 Feb 2012 07:21:25 +0000

Look up some new guidance on handling of PPI cases to both claims businesses and financial businesses. The guidance has been issues by the Financial Ombudsman Service. This online PPI resource details the steps that claims businesses ought to complete by the time a complaint is being referred to FOS.

Note that all businesses must heed these guidelines in addition to the existing PPI guidance. The businesses need to ensure compliance so that the consumer is benefited, and also to preempt complaints and delays.

Personal Injury Claims – Resources

admin — Tue, 10 Jan 2012 12:00:31 +0000

One of the sources for authentic information on personal injuries is the Citizens’ Advice Bureau – Advice Guide. Access the entire gamut of updated information on personal injuries including such aspects as -

What is a personal injury
Making a complaint
Compensation
Claims assessors
Taking legal action
Criminal Injuries Compensation Authority
Criminal compensation orders
Special compensation schemes
NHS Redress Arrangements in Wales
Financial problems
Support and counselling

If you have suffered crime-related injuries, you will need to apply for compensation through the Criminal Injuries Compensation Scheme

If you are ill or disabled because of disease caused by certain types of work, it may be possible for you to get Industrial Injuries Disablement Benefit (diseases).

Personal Injury Claim Calculator

admin — Tue, 22 Nov 2011 08:23:14 +0000

What is an Injury Claims Calculator? – It is something of a ready reckoner – a feature that can supply you an estimate of the amount of compensation you can claim. The type of accident, medical expenses and loss of earnings are all the information needed to get the estimate. The calculator is meant to help people who are uncertain about an injury claim.

You know that you are entitled to some compensation if you have suffered injury due to someone else’s fault. In such a case, you could use the calculator and then get in touch with a certified personal injury lawyer.

Here is one Personal Injury Calculator

Another free compensation claim calculator offered by a Claim Guide team can be accessed at Injury Claim Calculator.

Help for Personal Injury Victims

admin — Fri, 23 Sep 2011 11:03:00 +0000

If you have suffered a personal injury, you may want to look for trusted local injury lawyers who have not only been rated and reviewed by clients and local people, but have been assessed by a trustworthy professional peer group.

The service is said to be beneficial to both the lawyers and the injury sufferers / claimants. The service providers intend to make the process of claiming compensation simpler, more transparent and more effective.

So you can look up local injury lawyers who work on a No Win No Fee basis by visiting Personal Injury Lawyers.

Choosing an Injury Lawyer for Your Claim

admin — Tue, 09 Aug 2011 07:01:46 +0000

The range of personal injury claims includes an entire gamut of possible injuries, like

whiplash injury
work-place accidents
road traffic accidents including motor cycle accidents, car accidents, cycling accidents
injuries of the back, spine, bones, brain, blindness & eye Injury, deafness & hearing, burns & scarring injury, slip or trip injuries
occupier’s liability and public liability injuries
criminal injury
amputation/loss of limb
holiday accidents
pedestrian accident
fatal accident
food poisoning
injuries attributable to faulty/defective product

When you choose an injury lawyer for any of the injuries that you have suffered, use this checklist to verify that you do indeed engage the right professional.

The personal injury lawyer should

discuss and advise you about relevant legal issues
assess and advise you about the merits of the claim
arrange legal insurance if required
explain and guide you through the entire process
liaise with the defendant, their insurers and solicitors during the entire process
rigorously pursue and keep you informed of the progress.

Is the Claims Management Business Authorised?

admin — Thu, 14 Jul 2011 09:04:33 +0000

Of late, several insurance companies have been reportedly selling customers’ details to no win, no fee claim firms, that is, insurers are getting paid for referring details of people involved in accidents to personal injury lawyers without permission.

The government is set to study the findings of a recent Legal Services Board study into the matter and then consider action on banning of referral fees, which can amount anywhere from £200 to £1,000 per case.

It is useful to know that only businesses that have been authorised by the Ministry of Justice are legally allowed to provide regulated claims management services. The MoJ states that “Authorisation does not mean that a business is recommended or endorsed by the Ministry of Justice.”

Make use of a search service to find businesses that have been authorised by the Regulator to provide claims management services. The Regulator lets you search by business name, trading name or authorisation number. Access MoJ’s Authorised Business Search – Claims Management Regulation

Accident and Injury Disputes Guide

admin — Wed, 15 Jun 2011 10:31:57 +0000

Suppose you have got injured in an incident / accident for which someone is clearly responsible, that is, the injury resulted from someone else’s fault. In such a case you are likely to be entitled to compensation. Many claims of this kind are usually settled out of court. However, there can be times when you have to seek legal help and advice.

You should be aware of your rights and responsibilities and also know what action you can take in such instances when you suffer a personal injury. Look up Disputes about accidents or injuries – a guide

The Meaning of No Win No Fee

admin — Mon, 09 May 2011 12:46:28 +0000

What does NO WIN NO FEE claim mean? Once the Jackson report on civil costs tabled in January 2010 gets implemented, No Win No Fee will really mean Win = 25% Fee!, say personal injury claim solicitors.

The solicitors further feel that Lord Justice Jackson in his review has come up with large scale changes to the entire system of civil litigation costs and funding. If they get implemented the whole scenario in the existing system of litigation and justice for claimants is expected to change.

Thankfully, the Ministry of Justice has commenced consultation on reforms to the system in England and Wales. The Association of Personal Injury Lawyers (APIL) has been taking efforts to brief MPs on the recommendations of the review report by Jackson LJ.

You can follow the progress on those consultations at the APIL website: read Response to MoJ consultation on proposals for the reform of civil litigation funding and costs in England and Wales.