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The truth about 'no win, no fee'
Q3 Will I be charged in any way for the cost of insurance?
‘… if you do lose … you would be responsible for the legal costs of your opponent’The purpose of insurance is to protect you from costs for which you become responsible if your case goes to court and you lose. In other words, if you do lose, your solicitor should not charge you anything, either for his services or the insurance, but you would still be responsible for the legal costs of your opponent.
In such an event, the insurance pays for those costs. The law states that the cost of your insurance can be recovered from your opponent if you win. It does not, however, state what the cost should be - this is allowed at the discretion of the judge. If the judge thinks the cost is too high, he will not award it. The only organisations therefore that can guarantee that they will not charge you anything for the cost of the insurance are those that know that the cost is not excessive.
‘If the judge thinks the cost is too high, he will not award it’
If you lose, the insurance cover provided should pay for any costs for which you become responsible. Your personal injury claims specialist and/or solicitor should arrange the insurance and the cost will be deferred until the end of your claim. If you win, the cost of the insurance should be recovered in full from your opponent on the basis that it is a reasonable cost. A reputable personal injury claims specialist will guarantee this
The truth about 'no win, no fee' |
At ClaimsGuide, we think there are 10 key questions you should consider asking any personal injury claims specialist you are thinking of dealing with. Get the right answers and you’ll know you’ll be dealing with someone who is going to look after your claim in the best possible way. Show me the questions What are the ClaimsGuide recommended criteria for choosing a personal injury claims specialist? Show me the checklist Show me the list of personal injury claim types Got a question? Want to ask an expert? Here Are you ready to claim through a personal injury claims specialist who meets the ClaimsGuide recommended criteria - that is, can answer all 10 questions in a way that satisfies us? Here |